| Insurance (Primary Card Holder Only) |
Group C |
Group B |
Group A |
Personal Accident Death Insurance
(Free of cost)
{Details in the Annexure-1} |
Rs.100.00 Lakhs |
Rs.100.00 Lakhs |
Rs.125.00 Lakhs |
Air Accident Insurance
(Free of cost)
{Details in the Annexure-2} |
Rs.100.00 Lakhs |
Rs.100.00 Lakhs |
Rs.125.00 Lakhs |
Permanent Total Disability
(Free of cost)
{Details in the Annexure-3} |
Rs.100.00 Lakhs |
Rs.100.00 Lakhs |
Rs.125.00 Lakhs |
A |
Loss of sight of one eye |
50 |
B |
Loss of one limb |
50 |
C |
Loss of toes-all |
20 |
D |
Great-both phalanges |
5 |
E |
Great-one phalanx |
2 |
|
F
|
Other than great, if more than one toe lost each
|
1
|
|
G
|
Loss of hearing - both ears
|
50
|
|
H
|
Loss of hearing - one ear
|
15
|
|
I
|
Loss of Speech
|
50
|
|
J
|
Loss of four fingers and thumb of one hand
|
40
|
|
K
|
Loss of four fingers
|
35
|
|
L
|
Loss of thumb-both phalanges
|
25
|
|
M
|
Loss of thumb-one plalanx
|
10
|
|
N
|
Loss of index finger
i) Three phalanges
ii) Two phalanges
iii) One phalanges
|
10
8
4
|
|
O
|
Loss of middle finger
i) Three phalanges
ii) Two phalanges
iii) One phalanges
|
6
4
2
|
|
P
|
Loss of ring finger
i) Three phalanges
ii) Two phalanges
iii) One phalanges
|
5
4
2
|
|
Q
|
Loss of little finger
i) Three phalanges
ii) Two phalanges
iii) One phalanges
|
4
3
2
|
|
R
|
Loss of Metacarpals
i) First or second (additional)
ii) Third, fourth or fifth (additional)
|
3
2
|
|
ADD on Covers- Girls Child Education/ Marriage, Air/ Ambulance charges, etc.
(Free of cost)
{Details in the Annexur-5}
|
Child Education - 5.00 Lakhs
Girl Child marriage - 5.00 Lakhs
|
Child Education - 5.00 Lakhs
Girl Child marriage - 5.00 Lakhs
|
Child Education - 5.00 Lakhs
Girl Child marriage - 5.00 Lakhs
|
|
Term Life Insurance Cover
(Free of cost)
{Details in the Annexur-6}
|
Rs. 6.00 Lakhs
|
Rs. 8.00 Lakhs
|
Rs. 10.00 Lakhs
|
|
Term Life Insurance- Add on Cover
(Cost to be borne by A/c holder)
{Details in the Annexure-7}
|
Rs. 100 Lakhs (LIC)
Prem.: 23K to 114K,
(Based on age, M/F)
|
Rs. 100 Lakhs (LIC)
Prem.: 23K to 114K,
(Based on age, M/F)
|
Rs. 100 Lakhs (LIC)
Prem.: 23K to 114K,
(Based on age, M/F)
|
|
Wellness Program
/ Benefits /
Annual Health Check-up
(Free of cost)
{Details in the Annexure-8}
|
Online Telecommunication for Account holder, Spouse & Two Children
|
Online Telecommunication for Account holder, Spouse & Two Children
|
Online Telecommunication for Account holder, Spouse & Two Children
|
|
Health/ Medical Insurance Cover
(cost by A/c holder)
{Details in the Annexure 9 a,b, c
|
Base Plan: Multiple options
Niva Bupa: 2 Lakh - Rs 1999 with a co pay of 20% (1 only).
SBI GIC - Cover 5 to 20 Lakh
Prem: 12 K to 64 K (2+2)
Universal Sompo - Cover 5 to 15 lakh
Prem.- 8 K to 78 K (2+2)
Prem.- 14 K to 132 K (2+2+2)
|
|
Top-Up Health/ Medical Insurance Cover
(cost by A/c holder)
{Details in the Annexure-10}
|
Top up Plan
Niva Bupa Rs.15.00 Lakh.
|
Premium (inc GST)
|
1A
|
2A
|
2A1C
|
2A2C
|
|
Age 18 -60
|
899
|
1499
|
1899
|
2299
|
|
|
Banking
|
|
Minimum Balance
|
No minimum Balance Requirement
|
No minimum Balance Requirement
|
No minimum Balance Requirement
|
|
Instant Overdraft Facility
|
Up to 02 months net salary
|
Up to 02 months net salary
|
Up to 03 months net salary
|
|
Sweep In -Out facility
|
Threshold limit 1,00,000/- In multiple of 10,000
|
Threshold limit 1,00,000/- In multiple of 10,000
|
Threshold limit 1,00,000/- In multiple of 10,000
|
|
IMPS/ RTGS/ UPI/ SMS Charges
|
Free
|
Free
|
Free
|
|
Free Demand Draft
|
Unlimited
|
Unlimited
|
Unlimited
|
|
Free Cheque Facility
|
Free
|
Free
|
Free
|
|
Concession in Locker Charges
|
40% waiver
|
50% waiver
|
60% waiver
|
|
Concession in Processing & Documentation charges on Housing/ Car/ Education / Personal/ other Retail loan
|
100% waiver
(excluding Personal Loans)
|
100% waiver
(excluding Personal Loans)
|
100% waiver
(excluding Personal Loans)
|
|
Concession in Rate of Interest on Housing/ Car/ Education / Personal/ other Retail loan
|
Considered on a case-to-case basis
|
Considered on a case-to-case basis
|
Considered on a case-to-case basis
|
|
Concession in Demat AMC
|
-
|
-
|
-
|
|
Family Banking Benefits
|
Yes
|
Yes
|
Yes
|
|
CARDS & OFFERS
|
|
Debit Card Variant
|
Rupay Platinum
|
Rupay Platinum
|
Rupay Select
|
|
Debit Card - Issuance / Annual Maintenance Charges
|
100% waiver on AMC
|
100% waiver on AMC
|
100% waiver on AMC
|
|
No. of Free ATM TXN (in a month)
|
Unlimited Free
|
Unlimited Free
|
Unlimited Free
|
|
Airport Lounge Access on Debit Card
{Domestic}
|
1/quarter
(No Spending Condition)
|
1/ quarter
(No Spending Condition)
|
2/ quarter
(No Spending Condition)
|
|
Airport Lounge Access on Debit Card
{International}
|
1/year
(No Spending Condition)
|
1/year
(No Spending Condition)
|
2/year
(No Spending Condition)
|
|
Other Benefits on ATM
|
Exclusive offers from selected merchants
|
Exclusive offers from selected merchants
|
- 1 Complimentary Gym Membership in a quarter
- 1 Complimentary premium health checkup package in a quarter
- 1 Complimentary SPA session in a quarter
- 1 Complimentary Golf Lesson in a quarter
- Exclusive offers from selected merchants
- 1 Complimentary 12 Months Amazon Prime/ Hotstar/ Sony Liv membership every year
|
|
Credit Card Variant
|
Rupay Platinum
|
Rupay Platinum
|
Rupay Select
|
|
Credit Card- Issuance / Annual Maintenance Charges
|
100% Waiver on Issuance
25% Waiver on AMC
|
100% Waiver on Issuance
25% Waiver on AMC
|
100% Waiver on Issuance
100% Waiver on AMC
|
|
Airport Lounge Access on Credit Card {Domestic}
|
1/ quarter
|
1/ quarter
|
2/ quarter
|
|
Airport Lounge Access on Credit Card {International}
|
1/year
|
1/year
|
2/year
|
|
Features & Other Benefit on Credit Card
|
- Fuel surcharge waiver
- Various Merchant Offers
- Loyalty and Rewards Points
|
- Fuel surcharge waiver
- Various Merchant Offers
- Loyalty and Rewards Points
|
- Fuel surcharge waiver
- Various Merchant Offers
- Loyalty and Rewards Points
|