| Jewel Loan Schemes |
SLAB |
ROI (RLLR:-8.10% w.e.f. 15.12.2025, MCLR:-8.80% w.e.f. 15.12.2025) |
|
AGRI EASY JEWEL LOAN
AGEJL(33257)
|
Maximum Up to Rs.30 lakh
|
One Year MCLR i.e. 8.80%
|
|
JEWEL LOAN TO OTHERS
JLOTH(33462)
|
Maximum Up to Rs.50 lakh
|
RLLR - 0.10% =8.00%
|
|
SME GOLD
JLSME(33132), CSGLD(33141)
|
Minimum:- Rs. 25,000/- Maximum:- Rs. 50.00 Lakh
|
RLLR - 0.10% =8.00%
|
|
Cash credit:- RLLR-0.10%=8.00%
|
|
IOB SWARNALAKSHMI
JLSWL (Women Borrowers)(33504)
|
Maximum Up to Rs.5 lakh
|
RLLR - 0.20% =7.90%
|
|
KISAN CREDIT CARD JEWEL LOAN
KCCJL(KCC Jewel Loan)(33033)
|
Up to Rs. 3.00 lakh
|
With Interest subvention under KCC
|
7% (for prompt payment additional subvention of 3%)
|
|
Without interest subvention
|
MCLR(8.80) + 0.90% = 9.70%
|
|
Above Rs.3 lakh to Rs. 10 lakh
|
MCLR(8.80) + 2.50 = 11.30%
|
|
IOB SWARNA SAMRIDHI
JLSWS(33246)
|
Maximum Up to Rs.10 lakh
|
SIX MONTH MCLR i.e. 8.65% , Penal interest of 2% to be charged for the overdue portion
|
|
JLSTF(33747)
|
Minimum:- Rs. 25,000/- Maximum:- Rs. 25 lakh
|
RLLR-0.60%= 7.50%
|
|
JEWEL LOAN-SUVIDHA
JLSUV(33247)
|
Minimum:- Rs. 25,000/- Maximum:- Rs. 50 lakh
|
RLLR - 0.10% =8.00%
|
|
IOB GOLD POWERED CARD
GLDPC(33036)
|
Minimum:- Rs. 25,000/- Maximum:- Rs. 25 lakh
|
RLLR - 0.10% =8.00%
|