Indian Overseas Bank: Personal Banking | One Stop Banking Solution
Mobile Banking
Manage your finances on the go with our Mobile Banking app. Scan to Download Now
Know More
BANKING WITH 
GOOD SERVICES
Apply now
What makes us special?
We truly mean it when we say we want to be the most customer-friendly bank
Click To Know more →IMPORTANT LINKS
Our Services
Home Loans
Your Dream Home, Made Possible
Car Loans
From Showroom to Road, we are here with you
Jewel Loan
When Gold Supports Your Goals
Credit Cards
Swag in Every Swipe
Mobile Banking
Anytime, Anywhere Banking
IOB Prime News
- 07 FEBRUARY
2026 Mega E-Auction - Notification - 05 NOVEMBER
2025 Notice to the Customers for Retail Loan - 04 OCTOBER
2025 Introduction of Charges for AePS Offus Issuer Transactions - 24 MAY
2025 Important Notice to Customers - 02 APRIL
2025 Review of Interchange Fee and Customer Charges - 01 APRIL
2025 Revision of Other Bank ATM Transaction Charges
Monthly EMI
Total Interest
Total Payable
Loan Amount
Monthly EMI
Total Interest
Total Payable
Loan Amount
Monthly EMI
Total Interest
Total Payable
Loan Amount
Maturity Amount
Total Interest
Total Value
Principal
Lower ROI, Lighter EMIs!
With IOB, enjoy best in class Interest rates.
Lowest Interest Rates for Fresh Loans
Home Loans
Starting from7.10%
Vehicle Loans
Starting from7.55%
Personal Loans
Starting from10.25%
Effective from 27.01.2026
Ways to Bank
Experience the ease of banking wherever you are
Mobile App
Get the Fastest and Most
Secure Banking
Experience the fastest and most secure banking with advanced technology that ensures quick transactions and top-notch protection for your financial data, giving you peace of mind with every interaction.
Social Media
Follow us / Share: